Build your savings without lifting a finger with a free Saver account!
Earn higher dividends and automatically save your Cash Rewards or rewards in this free add-on savings account. The Saver account is linked to your Cash Rewards or Cash Back checking account, and any rewards you earn are automatically swept into Saver at the end of each rewards cycle.
Also, there are no additional qualifications for Saver (should you choose to add it to your Cash Rewards or Cash Back checking). Simply meet the qualifications in your Cash Rewards or Cash Back checking, and you’ll earn the higher Saver rate!
- Free account that builds your savings effortlessly
- Links to free Cash Rewards or Cash Back checking
- Automatic transfers of checking rewards earnings
- 1.00% APY* on balances up to $40,000
- 1.00% to 0.38% APY on balances over $40,000 depending on balance in account*
- 0.05% APY* if qualifications are not met in Cash Rewards or Cash Back account
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free online banking
- Free eStatements
- Free mobile banking
- Free telephone banking
- $25 minimum deposit to open
Saver is a free add-on savings account that pays higher dividends than a regular Share Savings account, and even helps you save automatically! When you add a Saver account to your Cash Rewards or Cash Back checking account, your rewards are automatically swept into the Saver, making saving effortless. Plus if you meet your checking account's rewards qualifications, you'll earn our highest Saver® rate- 1.00% APY* on balances up to $40,000, and 0.10% APY on portion of balance above $40,000. If you don't meet the qualifications on your linked Cash Rewards or Cash Back checking account this month, don't worry- you will just earn 0.05% APY this month and you can try again next time!
If qualifications are met: Earn 1.00% APY* on balances up to $40,000; earn 0.10% APY on portion of balance of $40,000
If qualifications are not met: Earn 0.05% APY on total balance
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. See Credit Union for specific Monthly Qualification Cycle dates.
Reward Information: When your linked Cash Rewards or Cash Back checking account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $40,000 in your Saver account earn an APY of 1.00% APY and average daily balances over $40,000 earn a dividend rate of .10% on the portion of the average daily balance over $40,000, resulting in a range from 1.00% to .38% APY* depending on the account's average daily balance. When your linked Cash Rewards or Cash Back checking account qualifications are not met, the entire average daily balance in the Saver account earns a dividend rate of .05% resulting in an annual percentage yield of .05% APY. Dividends will be credited to your Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 04/01/2025.
Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open this account. A fee may apply if the account is closed within 90 days of opening. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our member service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Accounts insured up to $500,000. American Share insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account. This institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.